What is the Risk Level

  1. A point to consider about an insurance policy designed for the infinite banking concept is that when the design is followed, it is designed to become more efficient over time no matter what happens. How can this be?

  2. Insurance policies become more efficient over time because over the life of the policy, the cash value is guaranteed to reach the face amount of the policy. As a result, the insurance company faces an ever decreasing “net amount of risk”.

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